@font-face{font-family:"Fraunces";src:url("../fonts/fraunces-latin-wght-normal.woff2") format("woff2");font-weight:100 900;font-style:normal;font-display:swap}
@font-face{font-family:"Public Sans";src:url("../fonts/public-sans-latin-wght-normal.woff2") format("woff2");font-weight:100 900;font-style:normal;font-display:swap}
@font-face{font-family:"Fraunces Fallback";src:local("Georgia");size-adjust:101%;ascent-override:95%;descent-override:25%;line-gap-override:0%}
@font-face{font-family:"Public Sans Fallback";src:local("Arial");size-adjust:104%;ascent-override:90%;descent-override:22%;line-gap-override:0%}
:root{--ink:#091b0a;--ink2:#3c4d3c;--brand:#235b28;--brand-deep:#0b2f0e;--brand-soft:#ffe4a2;--accent:#ffce43;--accent-deep:#805d00;--bg:#fdf6e8;--line:#dfd3bb;--good:#0b7643;--bad:#b63132;--r:10px;--hero-glow:#235b28;--warn-bg:#ffffff;--tip-bg:#daf7e3;
--display:"Fraunces","Fraunces Fallback",Georgia,serif;--body:"Public Sans","Public Sans Fallback",system-ui,sans-serif;
--wrap:1180px;--gut:20px;--head-h:64px}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;font-family:var(--body);font-size:17px;line-height:1.6;color:var(--ink);background:var(--bg);overflow-x:hidden}
img,svg{max-width:100%;height:auto}
a{color:var(--brand);text-underline-offset:.16em;text-decoration-thickness:.07em}
a:hover{color:var(--brand-deep)}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:2px}
h1,h2,h3{font-family:var(--display);line-height:1.12;letter-spacing:-.018em;margin:0;text-wrap:balance}
p{margin:0 0 1.1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut)}
.vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;background:var(--accent);color:var(--ink);padding:10px 14px;z-index:100;border-radius:var(--r)}
.skip:focus{left:8px}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 22px;border-radius:var(--r);font-family:var(--display);font-weight:650;font-size:1rem;line-height:1.2;text-decoration:none;border:2px solid transparent;cursor:pointer;text-align:center}
.btn-primary{background:var(--accent);color:var(--ink);border-color:var(--accent)}
.btn-primary:hover{background:#fff;color:var(--ink);border-color:var(--ink)}
.btn-ghost{background:transparent;color:var(--brand-deep);border-color:var(--brand-deep)}
.btn-ghost:hover{background:var(--brand-deep);color:#fff}
.btn-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn-light:hover{background:#fff;color:var(--brand-deep)}
/* header */
.site-head{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.head-in{display:flex;align-items:center;justify-content:space-between;min-height:var(--head-h);gap:16px}
.logo{display:inline-flex;align-items:center;gap:10px;font-family:var(--display);font-weight:750;font-size:1.16rem;letter-spacing:-.02em;color:var(--ink);text-decoration:none}
.logo b{font-weight:750;color:var(--brand)}
.nav-toggle{display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;background:none;border:1px solid var(--line);border-radius:var(--r);cursor:pointer}
.bars,.bars::before,.bars::after{display:block;width:20px;height:2px;background:var(--ink);position:relative;content:""}
.bars::before{position:absolute;top:-6px}.bars::after{position:absolute;top:6px}
.site-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:8px var(--gut) 20px;max-height:calc(100vh - var(--head-h));overflow:auto}
.site-nav.open{display:block}
.nav-group{border-bottom:1px solid var(--line)}
.nav-group summary{list-style:none;cursor:pointer;padding:14px 0;font-family:var(--display);font-weight:600;display:flex;justify-content:space-between;align-items:center}
.nav-group summary::-webkit-details-marker{display:none}
.nav-group summary::after{content:"";width:8px;height:8px;border-right:2px solid var(--ink2);border-bottom:2px solid var(--ink2);transform:rotate(45deg);margin-left:10px;flex:none}
.nav-group[open] summary::after{transform:rotate(-135deg)}
.nav-group ul{list-style:none;margin:0;padding:0 0 10px}
.nav-group li a{display:block;padding:10px 0 10px 12px;text-decoration:none;color:var(--ink)}
.nav-group li a:hover,.nav-group li a[aria-current]{color:var(--brand);text-decoration:underline}
.lang{display:block;padding:14px 0;color:var(--ink);font-weight:500}
.nav-cta{width:100%;margin-top:12px}
@media(min-width:1100px){
.nav-toggle{display:none}
.site-nav{display:flex;align-items:center;gap:4px;position:static;border:0;padding:0;overflow:visible;max-height:none}
.nav-group{border:0;position:relative}
.nav-group summary{padding:10px 12px;font-size:.96rem;border-radius:var(--r)}
.nav-group summary:hover{background:var(--brand-soft)}
.nav-group ul{position:absolute;top:calc(100% + 10px);left:0;min-width:250px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:8px;box-shadow:0 14px 30px -18px var(--brand-deep)}
.nav-group:nth-last-of-type(-n+2) ul{left:auto;right:0}
.nav-group li a{padding:9px 12px;border-radius:calc(var(--r) - 2px);font-size:.96rem}
.nav-group li a:hover{background:var(--brand-soft);text-decoration:none}
.lang{padding:10px 12px;font-size:.96rem}
.nav-cta{width:auto;margin:0 0 0 8px;min-height:44px;padding:9px 18px}
}
/* home hero */
.hero{background:var(--brand-deep);color:#fff;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(120% 75% at 0% 0%,var(--hero-glow) 0%,transparent 68%),linear-gradient(180deg,transparent 60%,rgba(0,0,0,.18));pointer-events:none}
.hero-in{position:relative;display:grid;gap:36px;padding-top:40px;padding-bottom:48px}
.hero h1{font-size:clamp(2.1rem,6.2vw,3.7rem);font-weight:760;letter-spacing:-.03em;line-height:1.03}
.hero .lede{font-size:1.14rem;line-height:1.55;color:rgba(255,255,255,.88);margin:20px 0 26px;max-width:36em}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px}
.hero-note{margin:22px 0 0;font-size:.92rem;color:rgba(255,255,255,.72);max-width:38em}
.hero-note a{color:#fff}
@media(min-width:960px){.hero-in{grid-template-columns:1.05fr .95fr;align-items:center;gap:56px;padding-top:72px;padding-bottom:84px}
.hero.ladder-left .hero-visual{order:-1}.hero.ladder-below .hero-in{grid-template-columns:1fr}}
/* ladder (signature) */
.ladder{display:grid;gap:18px;margin:0 0 1.4em}
.ladder-row{display:grid;grid-template-columns:1fr auto;gap:4px 12px;align-items:baseline}
.ladder-label{font-weight:500}
.ladder-val{font-family:var(--display);font-weight:700;font-variant-numeric:tabular-nums}
.ladder-track{grid-column:1/-1;height:22px;background:var(--brand-soft);border-radius:3px;position:relative;overflow:hidden}
.seg{position:absolute;top:0;bottom:0;border-radius:3px;transform-origin:left;animation:grow .9s cubic-bezier(.2,.7,.2,1) both}
.seg-a{background:var(--brand)}.seg-b{background:var(--brand);opacity:.55;animation-delay:.15s}.seg-c{background:var(--accent);animation-delay:.3s}
@keyframes grow{from{transform:scaleX(0)}to{transform:scaleX(1)}}
.hero .ladder{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:calc(var(--r) + 4px);padding:26px 24px 22px;margin:0;gap:22px}
.hero .ladder-track{background:rgba(255,255,255,.12);height:26px}
.hero .seg-a{background:#fff}.hero .seg-b{background:#fff;opacity:.45}
.hero .ladder-val{font-size:1.25rem}
.hero .ladder-scale{display:flex;justify-content:space-between;font-size:.82rem;color:rgba(255,255,255,.6);font-variant-numeric:tabular-nums;margin-top:-8px}
.hero .ladder-cap{font-size:.86rem;color:rgba(255,255,255,.7);margin:0}
/* form band */
.form-band{scroll-margin-top:80px;background:#fff;border-bottom:1px solid var(--line)}
.form-in{display:grid;gap:30px;padding-top:48px;padding-bottom:56px}
.form-copy h2{font-size:clamp(1.6rem,4vw,2.3rem);font-weight:740}
.form-copy>p{margin-top:14px}
.form-flag{background:var(--brand-soft);border-left:4px solid var(--brand);padding:12px 14px;border-radius:0 var(--r) var(--r) 0;font-size:.97rem}
.form-card{isolation:isolate;position:relative;background:var(--bg);border:1px solid var(--line);border-radius:calc(var(--r) + 4px);padding:18px;min-height:420px}
.form-card h3{font-size:1.1rem;margin-bottom:12px}
.form-skel{display:grid;gap:12px}
.form-skel i{display:block;height:46px;border-radius:var(--r);background:linear-gradient(90deg,var(--line) 0%,#fff 50%,var(--line) 100%);background-size:200% 100%;animation:sk 1.4s linear infinite}
.form-skel i:first-child{height:20px;width:55%}
@keyframes sk{to{background-position:-200% 0}}
.form-card.loaded .form-skel,.form-card.failed .form-skel{display:none}
.form-fail{display:none}.form-card.failed .form-fail{display:block}
.form-small{font-size:.86rem;color:var(--ink2);margin:14px 0 0}
#_lg_form_{position:relative;z-index:0}
@media(min-width:960px){.form-in{grid-template-columns:.9fr 1.1fr;gap:56px;padding-top:72px;padding-bottom:80px;align-items:start}}
/* generic sections (home) */
.sec{padding:52px 0}
.sec-alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec h2{font-size:clamp(1.5rem,3.6vw,2.1rem);font-weight:730;margin-bottom:14px}
.sec-lede{max-width:44em;color:var(--ink2);margin-bottom:26px}
.two{display:grid;gap:28px}
@media(min-width:900px){.sec{padding:76px 0}.two{grid-template-columns:1fr 1fr;gap:56px}}
.linklist{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.linklist li{border-bottom:1px solid var(--line)}
.linklist a{display:grid;grid-template-columns:1fr;gap:2px;padding:14px 2px;text-decoration:none;color:var(--ink)}
.linklist a span{font-family:var(--display);font-weight:620;color:var(--brand-deep)}
.linklist a small{color:var(--ink2);font-size:.92rem}
.linklist a:hover span{text-decoration:underline}
@media(min-width:900px){.linklist.cols{columns:2;column-gap:56px;border-top:0}.linklist.cols li{break-inside:avoid;border-top:1px solid var(--line);border-bottom:0}}
/* article */
.a-hero{background:var(--brand-deep);color:#fff;padding:26px 0 34px}
.a-hero h1{font-size:clamp(1.85rem,5vw,2.9rem);font-weight:750;letter-spacing:-.028em;max-width:20em}
.a-hero .lede{font-size:1.1rem;line-height:1.58;color:rgba(255,255,255,.9);margin:16px 0 0;max-width:46em}
.a-hero .meta{font-size:.88rem;color:rgba(255,255,255,.68);margin:18px 0 0}
.a-hero .meta a{color:rgba(255,255,255,.9)}
.crumbs ol{list-style:none;margin:0 0 16px;padding:0;display:flex;flex-wrap:wrap;gap:4px 8px;font-size:.88rem;color:rgba(255,255,255,.7)}
.crumbs li+li::before{content:"/";margin-right:8px;opacity:.6}
.crumbs a{color:rgba(255,255,255,.88)}
.a-grid{display:grid;gap:36px;padding-top:34px;padding-bottom:64px}
.side{display:none}
@media(min-width:1040px){.a-hero{padding:38px 0 48px}.a-grid{grid-template-columns:minmax(0,1fr) 300px;gap:64px;padding-top:48px}.side{display:block}.side-card{position:sticky;top:calc(var(--head-h) + 24px)}}
.side-card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--accent);border-radius:var(--r);padding:22px}
.side-card h2{font-size:1.14rem;margin-bottom:10px}
.side-card p{font-size:.95rem;color:var(--ink2)}
.side-card .btn{width:100%}
.prose{min-width:0;max-width:760px}
.prose h2{font-size:clamp(1.4rem,3.2vw,1.75rem);font-weight:720;margin:1.9em 0 .6em;scroll-margin-top:84px}
.prose h3{font-size:1.14rem;font-weight:680;margin:1.5em 0 .4em}
.prose ul{padding-left:1.15em;margin:0 0 1.2em}
.prose li{margin:.35em 0}
.prose ol.steps{list-style:none;counter-reset:s;padding:0;margin:0 0 1.3em}
.prose ol.steps li{counter-increment:s;position:relative;padding:2px 0 14px 46px;margin:0}
.prose ol.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:30px;height:30px;display:grid;place-items:center;background:var(--brand-deep);color:#fff;border-radius:50%;font-family:var(--display);font-weight:700;font-size:.9rem}
.prose ol.steps li:not(:last-child)::after{content:"";position:absolute;left:14px;top:34px;bottom:2px;width:2px;background:var(--line)}
.tbl-wrap{overflow-x:auto;margin:0 0 1.3em;border:1px solid var(--line);border-radius:var(--r);background:#fff;-webkit-overflow-scrolling:touch}
table{border-collapse:collapse;width:100%;font-size:.96rem}
th,td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}
tbody tr:last-child>*{border-bottom:0}
thead th{background:var(--brand-soft);font-family:var(--display);font-weight:650;font-size:.92rem;color:var(--brand-deep);white-space:nowrap}
tbody th{font-weight:600;min-width:9.5em}
table.cmp td{min-width:11em}
.tbl-note{font-size:.86rem;color:var(--ink2);margin-top:-.6em}
.callout{border-left:4px solid var(--brand);background:var(--brand-soft);padding:14px 16px;border-radius:0 var(--r) var(--r) 0;margin:0 0 1.3em}
.callout p{margin:0}
.callout.warn{border-color:var(--accent-deep);background:var(--warn-bg)}
.callout.tip{border-color:var(--good);background:var(--tip-bg)}
.toc{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:4px 18px;margin:0 0 1.6em}
.toc summary{cursor:pointer;font-family:var(--display);font-weight:650;padding:12px 0}
.toc ol{margin:0 0 14px;padding-left:1.2em;columns:1}
.toc li{margin:.3em 0}
@media(min-width:700px){.toc ol{columns:2;column-gap:36px}.toc li{break-inside:avoid}}
.cta-box{display:grid;gap:16px;align-items:center;background:var(--brand-deep);color:#fff;border-radius:calc(var(--r) + 2px);padding:24px;margin:2em 0}
.cta-box .cta-h{font-size:1.25rem;margin:0 0 8px;color:#fff}
.cta-box p{margin:0;color:rgba(255,255,255,.86);font-size:.98rem}
@media(min-width:700px){.cta-box{grid-template-columns:1fr auto;gap:28px;padding:28px 30px}}
.official{display:grid;gap:14px;align-items:center;border:1px dashed var(--brand);border-radius:var(--r);padding:18px 20px;margin:1.6em 0;background:#fff}
.official p{margin:0;font-size:.97rem}
@media(min-width:700px){.official{grid-template-columns:1fr auto}}
.faq{margin-top:2.4em}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item:first-of-type{border-top:1px solid var(--line)}
.faq-item summary{cursor:pointer;list-style:none;padding:16px 34px 16px 0;font-family:var(--display);font-weight:630;position:relative}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:4px;top:12px;font-size:1.5rem;font-weight:400;color:var(--brand)}
.faq-item[open] summary::after{content:"\2212"}
.faq-item div{padding:0 0 6px}
.sources{margin-top:2.2em;font-size:.93rem}
.sources h2,.related h2{font-size:1.2rem;margin-top:0}
.sources ul{padding-left:1.1em;color:var(--ink2)}
.related{margin-top:2.2em}
.related ul{list-style:none;margin:0;padding:0;display:grid;gap:12px}
@media(min-width:700px){.related ul{grid-template-columns:repeat(3,1fr)}}
.related a{display:block;height:100%;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:14px 16px;text-decoration:none}
.related a span{display:block;font-family:var(--display);font-weight:650;color:var(--brand-deep);margin-bottom:4px}
.related a small{color:var(--ink2);font-size:.88rem;line-height:1.45;display:block}
.related a:hover{border-color:var(--brand)}
/* score */
.score{display:grid;gap:22px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;margin:0 0 1.4em}
.score-total{display:flex;align-items:baseline;gap:10px}
.score-num{font-family:var(--display);font-weight:780;font-size:3.4rem;line-height:1;color:var(--brand-deep);letter-spacing:-.04em}
.score-of{color:var(--ink2)}
.score-bars{list-style:none;margin:0;padding:0;display:grid;gap:16px}
.prose .score-bars{padding:0}.prose .score-bars li{margin:0}
.score-row{display:flex;justify-content:space-between;font-weight:600;font-variant-numeric:tabular-nums}
.bar{height:8px;background:var(--brand-soft);border-radius:4px;margin:6px 0 6px;overflow:hidden}
.bar i{display:block;height:100%;background:var(--brand);border-radius:4px}
.score-bars p{margin:0;font-size:.92rem;color:var(--ink2)}
@media(min-width:700px){.score{grid-template-columns:150px 1fr;align-items:start}.score-total{flex-direction:column;gap:2px}}
/* footer */
.site-foot{background:var(--ink);color:rgba(255,255,255,.78);padding:52px 0 96px;font-size:.93rem}
.site-foot a{color:#fff}
.foot-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:30px 24px}
@media(min-width:640px){.foot-grid{grid-template-columns:repeat(4,1fr)}}
@media(min-width:1100px){.foot-grid{grid-template-columns:repeat(7,1fr);gap:30px 18px}}
@media(min-width:900px){.site-foot{padding-bottom:52px}}
.foot-col h2{font-size:.98rem;color:#fff;margin-bottom:10px;letter-spacing:0}
.foot-col ul{list-style:none;margin:0;padding:0}
.foot-col li{margin:0}
.foot-col a{display:inline-block;padding:5px 0;text-decoration:none;color:rgba(255,255,255,.78)}
.foot-col a:hover{color:#fff;text-decoration:underline}
.foot-legal{border-top:1px solid rgba(255,255,255,.18);margin-top:36px;padding-top:24px;max-width:70em}
.foot-legal p{margin:0 0 .9em}
/* sticky mobile cta */
.sticky-cta{position:fixed;left:12px;right:12px;bottom:12px;z-index:40;display:flex;align-items:center;justify-content:center;min-height:50px;background:var(--accent);color:var(--ink);font-family:var(--display);font-weight:680;text-decoration:none;border-radius:var(--r);box-shadow:0 10px 24px -10px rgba(0,0,0,.55);transform:translateY(140%);transition:transform .25s ease}
.sticky-cta.show{transform:none}
@media(min-width:1040px){.sticky-cta{display:none}}
/* 404 */
.nf{padding:72px 0;max-width:40em}
.nf h1{font-size:clamp(2rem,6vw,3rem);margin-bottom:14px}
@media(max-width:699px){table.cmp{font-size:.9rem}table.cmp th,table.cmp td{padding:10px}table.cmp td{min-width:8.6em}table.cmp tbody th,table.cmp thead th:first-child{min-width:0;width:6.2em;position:sticky;left:0;background:#fff;box-shadow:1px 0 0 var(--line)}table.cmp thead th:first-child{background:var(--brand-soft)}table.cmp thead th{white-space:normal}}
.long-in{display:grid;gap:8px}
.long-toc h2{margin-bottom:14px}
.long-toc ol{margin:0;padding-left:1.2em}
.long-toc li{margin:.45em 0}
.long-prose>h2:first-child{margin-top:.6em}
.long-prose h3{margin-top:1.3em}
@media(min-width:1040px){.long-in{grid-template-columns:300px minmax(0,1fr);gap:64px;align-items:start}.long-toc{position:sticky;top:calc(var(--head-h) + 24px)}.long-prose>h2:first-child{margin-top:0}}
.long-toc li{margin:0;padding:6px 0}.long-toc a{padding:6px 0}
/* ================= v3 theme: colour block + receipt ================= */
h1,h2,h3{letter-spacing:-.02em;font-weight:620}
.btn{font-family:var(--body);font-weight:680}
.btn-primary{background:var(--ink);color:#fff;border-color:var(--ink)}
.btn-primary:hover{background:var(--brand);border-color:var(--brand);color:#fff}
.btn-ghost{color:var(--ink);border-color:var(--ink)}
.btn-ghost:hover{background:var(--ink);color:#fff}
.site-head .btn-primary,.cta-box .btn-primary{background:var(--accent);color:var(--ink);border-color:var(--accent)}
.site-head .btn-primary:hover,.cta-box .btn-primary:hover{background:#fff;border-color:#fff;color:var(--ink)}
/* header */
.site-head{background:var(--ink);border-bottom:0}
.logo{color:#fff;font-weight:650}.logo b{color:var(--accent);font-weight:650}
.nav-toggle{border-color:rgba(255,255,255,.4)}.bars,.bars::before,.bars::after{background:#fff}
.site-nav{background:var(--ink);border-bottom:0}
.nav-group{border-color:rgba(255,255,255,.16)}
.nav-group summary{color:#fff;font-family:var(--body);font-weight:600}
.nav-group summary::after{border-color:rgba(255,255,255,.8)}
.nav-group li a{color:rgba(255,255,255,.88)}
.nav-group li a:hover,.nav-group li a[aria-current]{color:var(--accent)}
.lang{color:#fff}
@media(min-width:1100px){
.nav-group summary:hover{background:rgba(255,255,255,.12)}
.nav-group ul{border:2px solid var(--ink);box-shadow:6px 6px 0 var(--brand)}
.nav-group li a{color:var(--ink)}
.nav-group li a:hover,.nav-group li a[aria-current]{color:var(--ink);background:var(--brand-soft)}
}
/* home hero */
.hero{background:var(--accent);color:var(--ink)}
.hero::before{display:none}
.hero h1{font-weight:640;letter-spacing:-.03em;line-height:1.02}
.hero .lede{color:var(--ink)}
.hero-note{color:var(--ink);opacity:.82}.hero-note a{color:var(--ink)}
.receipt{background:#fff;color:var(--ink);border-radius:var(--r) var(--r) 0 0;padding:22px 22px 26px;position:relative;box-shadow:0 22px 40px -24px rgba(0,0,0,.55);margin-bottom:12px}
.receipt::after{content:"";position:absolute;left:0;right:0;bottom:-11px;height:12px;background:linear-gradient(135deg,#fff 6px,transparent 0) 0 0/12px 12px,linear-gradient(225deg,#fff 6px,transparent 0) 0 0/12px 12px}
.receipt h2{font-size:1.25rem;padding-bottom:12px;border-bottom:2px dashed var(--line)}
.receipt dl{margin:0}
.receipt dl div{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px dashed var(--line);font-size:.98rem}
.receipt dt{color:var(--ink2)}.receipt dd{margin:0;font-weight:680;text-align:right;font-variant-numeric:tabular-nums}
.receipt-total{display:flex;justify-content:space-between;font-family:var(--display);font-weight:640;font-size:1.3rem;margin:14px 0 0}
.receipt-foot{font-size:.82rem;color:var(--ink2);margin:8px 0 0}
@media(min-width:960px){
.hero::after{content:"";position:absolute;right:-8%;top:-30%;width:50%;height:160%;background:var(--brand);transform:rotate(9deg)}
.hero-in{z-index:1;grid-template-columns:1.15fr .85fr}
.receipt{transform:rotate(2deg);padding:26px 26px 32px;animation:drop .7s cubic-bezier(.2,.8,.2,1) both}
}
@keyframes drop{from{opacity:0;transform:translateY(-26px) rotate(-2deg)}to{opacity:1;transform:rotate(2deg)}}
/* form */
.form-flag{background:var(--brand-soft);border-left:0;border-radius:var(--r)}
.form-band{background:var(--bg)}
.form-card{background:#fff;border:2px solid var(--ink);box-shadow:5px 5px 0 var(--brand)}
.form-skel i{background:linear-gradient(90deg,var(--line) 0%,var(--bg) 50%,var(--line) 100%);background-size:200% 100%}
@media(min-width:960px){.form-card{box-shadow:8px 8px 0 var(--brand)}}
/* article */
.a-hero{background:var(--accent);color:var(--ink)}
.a-hero h1{font-weight:640}
.a-hero .lede{color:var(--ink)}
.a-hero .meta{color:var(--ink);opacity:.8}.a-hero .meta a{color:var(--ink)}
.crumbs ol{color:var(--ink)}.crumbs a{color:var(--ink)}
.side-card{border:2px solid var(--ink);border-top:2px solid var(--ink);box-shadow:5px 5px 0 var(--accent)}
.prose ol.steps li::before{background:var(--ink)}
thead th{color:var(--ink);background:var(--brand-soft)}
.callout{border-left:0;border-radius:var(--r);background:var(--brand-soft)}
.callout.warn{background:#fff;border:2px solid var(--ink)}
.callout.tip{background:var(--tip-bg)}
.cta-box{background:var(--brand-deep)}
.official{border:2px dashed var(--ink)}
.faq-item summary{font-family:var(--body);font-weight:650}
.faq-item summary::after{color:var(--ink)}
.linklist a span,.related a span{font-family:var(--body);font-weight:700;color:var(--ink)}
.related a{border:2px solid var(--line)}.related a:hover{border-color:var(--ink)}
.toc summary{font-family:var(--body);font-weight:700}
.score-num{color:var(--ink)}.bar{background:var(--line)}.bar i{background:var(--brand)}
.ladder-track{background:var(--line)}.seg-a,.seg-b{background:var(--brand)}.seg-c{background:var(--ink)}
.sec-alt{background:#fff}
.sticky-cta{background:var(--ink);color:#fff;font-family:var(--body)}
.foot-col h2{font-family:var(--body);font-weight:700}
@media(max-width:699px){table.cmp thead th:first-child{background:var(--brand-soft)}}
/* ================= v4: illustrations and decoration ================= */
img.thumb,img.sec-img,img.a-illus,img.hero-buddy,img.cta-img,img.side-img,img.foot-img,img.form-img,img.nf-img{display:block;height:auto}
/* zig-zag section edge (same motif as the receipt) */
.hero,.a-hero{--zz:12px}
.hero::selection{background:none}
.hero + .form-band,.a-hero + .a-grid{position:relative}
.hero{padding-bottom:var(--zz)}
.hero .hero-in{padding-bottom:36px}
.hero{-webkit-mask:linear-gradient(#000 0 0) top/100% calc(100% - var(--zz)) no-repeat,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/24px var(--zz) repeat-x;mask:linear-gradient(#000 0 0) top/100% calc(100% - var(--zz)) no-repeat,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/24px var(--zz) repeat-x}
.a-hero{padding-bottom:calc(34px + var(--zz));-webkit-mask:linear-gradient(#000 0 0) top/100% calc(100% - var(--zz)) no-repeat,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/24px var(--zz) repeat-x;mask:linear-gradient(#000 0 0) top/100% calc(100% - var(--zz)) no-repeat,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/24px var(--zz) repeat-x}
/* confetti dots on yellow bands */
.hero,.a-hero{background-color:var(--accent)}
@media(min-width:960px){.hero,.a-hero{background-image:radial-gradient(circle at 6% 22%,#fff 0 5px,transparent 6px),radial-gradient(circle at 93% 12%,var(--brand) 0 4px,transparent 5px),radial-gradient(circle at 46% 6%,#fff 0 3px,transparent 4px),radial-gradient(circle at 72% 90%,#fff 0 4px,transparent 5px),radial-gradient(circle at 22% 94%,var(--brand) 0 3px,transparent 4px);background-color:var(--accent)}}
/* home hero mascot */
.hero-visual{position:relative}
.hero-buddy{position:absolute;right:-4px;top:-22px;width:112px;z-index:2;animation:bob 3.6s ease-in-out infinite}
.hero-visual .receipt{margin-top:70px}
@keyframes bob{0%,100%{transform:translateY(0) rotate(4deg)}50%{transform:translateY(-8px) rotate(-2deg)}}
@media(min-width:960px){.hero-buddy{width:150px;right:-30px;top:-92px}.hero-visual .receipt{margin-top:0}}
/* article hero illustration */
.a-hero-in{display:grid;grid-template-columns:minmax(0,1fr) 108px;gap:6px 12px;align-items:start}
.a-hero-copy{display:contents}
.a-hero-copy .crumbs{grid-column:1/-1}
.a-hero-copy h1{grid-column:1;align-self:center}
.a-illus{grid-column:2;grid-row:2;width:108px;margin-top:-6px}
.a-hero-copy .lede,.a-hero-copy .meta{grid-column:1/-1}
@media(min-width:700px){.a-hero-in{grid-template-columns:minmax(0,1fr) 200px;gap:0 32px}.a-hero-copy{display:block}.a-illus{grid-row:1;width:200px;align-self:center;margin:0}}
@media(min-width:1040px){.a-hero-in{grid-template-columns:minmax(0,1fr) 300px;gap:0 64px}.a-illus{width:300px;margin:-14px 0 -30px}}
/* thumbnails in link lists and related cards */
.linklist.has-thumbs a{grid-template-columns:56px 1fr;column-gap:14px;align-items:center}
.linklist.has-thumbs a .thumb{grid-row:1/span 2;width:56px}
.linklist.has-thumbs a span,.linklist.has-thumbs a small{grid-column:2}
.linklist a:hover .thumb,.related a:hover .thumb{animation:wig .5s ease}
@keyframes wig{0%,100%{transform:rotate(0)}30%{transform:rotate(-8deg) scale(1.08)}65%{transform:rotate(6deg) scale(1.08)}}
.related a{display:grid;grid-template-columns:56px 1fr;column-gap:12px;align-content:start}
.related a .thumb{grid-row:1/span 2;width:56px}
.related a span,.related a small{grid-column:2}
/* section illustrations (home) */
.sec-img{width:112px;margin:0 0 10px}
.sec-img.r{float:right;margin:-8px 0 8px 14px;width:96px}
.form-img{width:104px;float:right;margin:-10px 0 6px 12px}
.long-toc .sec-img{width:128px}
@media(min-width:900px){.sec-img.r{width:150px;margin:-26px 0 10px 24px}.form-img{width:140px}.long-toc .sec-img{width:180px}}
.sec .wrap::after,.form-copy::after{content:"";display:block;clear:both}
/* CTA box and side card */
.cta-box{position:relative;overflow:visible;border:2px solid var(--ink);box-shadow:5px 5px 0 var(--accent)}
.cta-img{width:84px;position:absolute;right:10px;top:-46px;transform:rotate(8deg)}
.cta-box .cta-h{padding-right:84px}
@media(min-width:700px){.cta-box{grid-template-columns:auto 1fr auto}.cta-img{position:static;width:96px;transform:rotate(-6deg);margin:-8px 0}.cta-box .cta-h{padding-right:0}}
.side-img{width:120px;margin:-58px auto 6px;transform:rotate(-4deg)}
.side-card{margin-top:48px}
/* sticker-style section headings on home */
.sec h2{position:relative}
.p-home .sec>.wrap>h2::after,.p-home .two>div>h2::after{content:"";display:block;width:64px;height:10px;margin-top:10px;background:conic-gradient(from -45deg at bottom,#0000,var(--accent) 1deg 89deg,#0000 90deg) 0 0/16px 10px repeat-x}
.sec-alt .wrap>h2::after{filter:none}
/* dotted paper texture on alt sections */
.sec-alt{background-image:radial-gradient(var(--line) 1.2px,transparent 1.3px);background-size:22px 22px;background-color:#fff}
/* tables, toc, faq polish */
.tbl-wrap{border:2px solid var(--ink);box-shadow:4px 4px 0 var(--brand-soft)}
.toc{border:2px solid var(--ink)}
.faq-item summary::after{content:"+";width:30px;height:30px;display:grid;place-items:center;background:var(--accent);border:2px solid var(--ink);border-radius:50%;font-size:1.2rem;font-weight:700;top:12px;right:0}
.faq-item[open] summary::after{background:var(--ink);color:var(--accent)}
.faq-item summary{padding-right:46px}
.score{border:2px solid var(--ink);box-shadow:5px 5px 0 var(--accent)}
.receipt dd{white-space:nowrap}
/* footer mascot */
.foot-img{width:84px;float:right;margin:-6px 0 8px 16px}
.nf-img{width:200px;margin-bottom:8px}
@media(prefers-reduced-motion:reduce){.hero-buddy{animation:none}}
.form-copy h2{text-wrap:wrap}
/* 3+ column tables become stacked cards on phones */
@media(max-width:699px){
.tbl-wrap.stack{border:0;box-shadow:none;background:none;overflow:visible}
.tbl-wrap.stack table,.tbl-wrap.stack tbody,.tbl-wrap.stack tr,.tbl-wrap.stack th,.tbl-wrap.stack td{display:block;width:auto}
.tbl-wrap.stack thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.tbl-wrap.stack tr{background:#fff;border:2px solid var(--ink);border-radius:var(--r);box-shadow:4px 4px 0 var(--brand-soft);margin:0 0 14px;overflow:hidden}
.tbl-wrap.stack tbody th{background:var(--brand-soft);border-bottom:0;padding:10px 14px;min-width:0;font-size:1rem}
.tbl-wrap.stack td{display:grid;grid-template-columns:38% 1fr;gap:10px;padding:9px 14px;border-bottom:1px dashed var(--line)}
.tbl-wrap.stack td::before{content:attr(data-label);font-weight:600;color:var(--ink2);font-size:.88rem}
.tbl-wrap.stack tr td:last-child{border-bottom:0}
}
.two>div,.form-in>div{min-width:0}
/* ================= v5: message templates and calculator ================= */
.tpl{margin:0 0 1.5em;background:#fff;border:2px solid var(--ink);border-radius:var(--r);box-shadow:5px 5px 0 var(--brand-soft);overflow:hidden}
.tpl figcaption{background:var(--ink);color:#fff;font-weight:700;padding:10px 16px;font-size:.95rem}
.tpl-body{padding:14px 16px 4px;font-size:.96rem;line-height:1.55}
.tpl-body p{margin:0 0 .5em}.tpl-body p.gap{height:.3em;margin:0}
.tpl-copy{margin:6px 16px 16px;min-height:44px;padding:8px 18px;font-size:.95rem}
.calc{display:grid;gap:18px;background:#fff;border:2px solid var(--ink);border-radius:var(--r);box-shadow:6px 6px 0 var(--accent);padding:20px;margin:0 0 1.5em}
.calc-in{display:grid;gap:14px}
.calc label{display:grid;gap:6px;font-weight:650;font-size:.96rem}
.calc select,.calc input{font:inherit;font-weight:500;min-height:48px;padding:8px 12px;border:2px solid var(--ink);border-radius:var(--r);background:var(--bg);color:var(--ink);width:100%}
.calc-out{display:grid;gap:0;background:var(--bg);border-radius:var(--r);padding:6px 16px}
.calc-out>div{display:flex;justify-content:space-between;gap:12px;padding:11px 0;border-bottom:1px dashed var(--line)}
.calc-out b{font-variant-numeric:tabular-nums}
.calc-total{font-family:var(--display);font-size:1.2rem}
.calc-note{margin:10px 0 8px;font-size:.92rem;color:var(--ink2)}
.calc-note.bad{color:var(--bad);font-weight:600}
@media(min-width:700px){.calc{grid-template-columns:1fr 1fr;gap:28px;padding:26px}}
